Prepare Before It's Too Late!
We’re officially in hurricane season, and if you’ve lived in Florida for more than minute, you know how quickly things can change. One day it’s sunshine and calm skies, and the next we’re tracking a named storm in the Gulf with spaghetti models pointing right at us.
Now is the time to prepare—not when the lines are already wrapped around the gas station and the plywood aisle is picked clean.
Start with your insurance. Seriously.
At Hatteras Insurance, we talk to folks every year who didn’t realize their homeowners policy didn’t cover flood damage. It’s a tough conversation to have after the water’s already inside the house. Flood insurance is a separate policy, and in most of Florida, it’s not just nice to have—it’s necessary.
Also: do you know your hurricane deductible? It’s often a percentage of your home’s insured value, not a flat amount. That can add up to thousands out of pocket before your coverage kicks in. Let’s review that together so there are no surprises.
Document your belongings—before the storm.
One of the most overlooked (but most important) steps in storm prep is a home inventory. If you ever have to file a claim, having photos or video of your belongings can make all the difference.
We proudly partner with Florida Home Inventory to help our clients create thorough, professional documentation of what they own. You can learn more or schedule your inventory at floridahomeinventory.com.
Your quick Florida storm prep list:
Review your homeowners, auto, and flood insurance policies
Know your hurricane deductible (we’ll help you check)
Complete a home inventory with photos or video
Stock up early on water, batteries, and essentials
Trim trees, clear debris, and secure outdoor items
Charge up your backup batteries and power banks
Know your evacuation zone and plan
Check in on elderly neighbors or family members
If you need a policy review, want a second opinion, or just have a few questions—we’re here for it. Shoot us a text, give us a call, or stop by the office. No pressure, no rush—just real help from your local team.
Stay safe and be storm smart!
Hatteras Insurance LLC
📍 Central Florida
📞 352-218-6848
📧 quotes@hatterasinsurance.com
